LIC PENSION PLAN PLUS POLICY:-
LIC’s Pension Plus is a unit linked deferred pension plan, which provides you a minimum guarantee on the gross premiums paid. The plan is without any life cover.
Contact fpr insurance:- Sanjay Tomer
09466423767
Tuesday, 26 July 2011
LIC LIEF INSURANCE ENDOWMENT POLICY
LIC LIEF INSURANCE ENDOWMENT POLICY:-
This is a unit linked Endowment plan which offers investment cum insurance cover during the term of the policy. You can choose the level of insurance cover within the limits, which will depend on the mode and level of premium you agree to pay.
Contact for insurance:- Sanjay Tomer
09466423767
JEEVAN SHREE-1 LIC POLICY
JEEVAN SHREE-1 LIC POLICY:-
This is an Endowment Assurance plan offering the choice of many convenient premium paying terms. It provides financial protection against death throughout the term of plan with the payment of maturity amount on survival to the end of the policy term.
Contact for insurance:- Sanjay Tomer
09466423767
NEW LIC'S LIFE INSURANCE COMBO POLICY
NEW LIC'S LIFE INSURANCE COMBO POLICY:-
- Save Rs.165/- per day for 11 years and get Rs.1.20 Lakhs for next 10 years + get 60,000/- year for life time with life fund of Rs.9 Lakhs to your family.
- Invest Rs.40,000/- for 10 years and get Rs.65,000/- for 20 years.
- Save Rs.71/- Per day and get Pension Rs.1 Lakh for Life Time with Life Fund of Rs.13 Lakhs.
- Invest once and get I.T benefit for 20 years + TAX Free monthly + Tax Free Pension with Free Life Cover for Life time.
- Jeevan Kalpavruksha invest Rs.5 Lakhs for 10 years and get 60% to 70% REFUND + Get Rs.5 Lakhs every year for Life with Life Cover of Rs.1 Crore and above NO MARKET RISK.
Contact for insurance:- Sanjay Tomer
09466423767
JEEVAN ANAND LIC LIFE INSURANCE POLICY
JEEVAN ANAND LIC LIFE INSURANCE POLICY:-
Features:-
- Jeevan Anand is one of the popular plan from LIC (Life Insurance Corporation.).
LIC's Jeevan Anand is a With Profit assurance plan.
The plan is a combination of the Whole Life Plan and the most popular Endowment Assurance Plan.
Jeevan Anand Policy provides pre-decided Sum Assured and bonuses at the end of the stipulated premium paying term, but the risk cover on the life continues till death.
- Benefits:-
- Survival Benefits: Sum Assured along with all vested bonuses payable at the end of the premium paying term (Endowment term).
Accident Benefit: The Double Accident benefit is available during the premium paying term and thereafter up to age 70. The premium for this has been built into the tabular premium rates. Maximum accident cover available under this plan will be Rs. 5 lakh (this limit excludes accident benefit taken under other plans).
Premium Stoppage: If payment of premiums ceases after at least three years? premiums have been paid , a free paid-up policy for a reduced Sum Assured will be automatically secured provided the reduced sum assured, exclusive of any attached bonus, is not less than Rs. 250/-. The reduced sum assured will become payable on the event as stipulated in the policy.
Bonus:If it is a With Profits Policy note that every year the LIC distributes its surplus among policyholder to with profits polices in the form of bonuses. Substantial bonuses have been declared in the past after each valuation of policy liabilities.
Death Benefits: Sum Assured along with vested bonuses are payable on death during the premium paying term and when policy ceases. An amount equal to the Sum Assured is payable if death occurs after the premium paying term. Simple Reversionary Bonus accrues during the premium paying term and is payable at the end of the premium paying term or on earlier death along with final additional bonus, if any. No Bonus is paid on death after the premium paying term.
- Suitable for:
Being an endowment assurance + whole life policy, this plan is apt for people of all ages and social groups who wish to protect their families from a financial setback that may occur owing to their demise.
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Contact for insurance:-Sanjay tomer
- 09466423767
JEEVAN AROGYA LIC'S MEDI-CLAIM POLICY
JEEVAN AROGYA LIC'S MEDI-CLAIM POLICY:-
Jeevan Arogya is a unique non ULIP Health Insurance plan which provides health insurance cover against certain specified health risks and provides you with timely support incase of medical emergencies and helps you and your family remain financially independent in difficult times.
Contact fpr insurance:- Sanjay Tomer
09466423767
Jeevan Arogya is a unique non ULIP Health Insurance plan which provides health insurance cover against certain specified health risks and provides you with timely support incase of medical emergencies and helps you and your family remain financially independent in difficult times.
Contact fpr insurance:- Sanjay Tomer
09466423767
Monday, 25 July 2011
CHILD SECURE LIC PLAN
CHILD SECURE LIC PLAN:-
Secure Child
This plan provides regular income for child's education from 16 years of his age till 21 years and Higher lumpsum amount at age 22 to enable him to pursue post graduation studies abroad or start business. Waiver of Premums in case of death of the proposer (parent). Premium payable (from own fund) till 15 years of his age.
This plan provides regular income for child's education from 16 years of his age till 21 years and Higher lumpsum amount at age 22 to enable him to pursue post graduation studies abroad or start business. Waiver of Premums in case of death of the proposer (parent). Premium payable (from own fund) till 15 years of his age.
Contact for insurance:-Sanjay Tomer
09466423767
WHOLELIFE INSURANCE LIC POLICY
WHOLELIFE INSURANCE LIC POLICY:-
- At present 2 LIC plans are available upto 100th birthday : 1) Jeevan Anand (149) 2) Jeevan Tarang (178) Under these two plans the Insurance cover continues upto 100th birthday after the payment of maturity amount. Those who want to have Insurance for full life can opt for these plans. Returns are guaranteed under these plans.
- Contact for insurance:- Sanjay Tomer 09466423767
JEEVAN AROGYA LIFE INSURANCE LIC PLAN
JEEVAN AROGYA LIFE INSURANCE LIC PLAN:-
Feature:-
Health has been a major concern on everybody’s mind, including yours. In these days of skyrocketing medical expenses, when a family member is ill, it is a traumatic time for the rest of the family. As a caring person, you do not want to let any unfortunate incident to affect your plans for you and your family. So why let any medical emergencies shatter your peace of mind.
LIC’s Jeevan Arogya gives you:Health has been a major concern on everybody’s mind, including yours. In these days of skyrocketing medical expenses, when a family member is ill, it is a traumatic time for the rest of the family. As a caring person, you do not want to let any unfortunate incident to affect your plans for you and your family. So why let any medical emergencies shatter your peace of mind.
• Valuable financial protection in case of hospitalisation, surgery etc
• Increasing Health cover every year
• Lump sum benefit irrespective of actual medical costs
• No claim benefit
• Flexible benefit limit to choose from
• Flexible premium payment options
Very easy to choose your plan
Step 1 Choose the level of Health cover you need
Step 2 Work out the premium payable along with our Representative
Who can be insured?
You (as Principal Insured (PI)), your spouse, your children, your parents and parents of your spouse can all be insured under one policy. Quite a relief isn’t it, to have all insured under one policy!
The minimum and maximum age at entry is as under:
| Minimum age at entry | Maximum age at entry | |
| Self / spouse | 18 years | 65 years (last birthday) |
| Parents / parents-in-law | 18 years | 75 (last birthday) |
| Children | 91 days | 17 years (last birthday) |
Payment of Premiums: You may pay premiums regularly at yearly, half-yearly, quarterly or monthly (ECS mode only) intervals over the term of the policy.
Contact for insurance:-Sanjay Tomer
09466423767
NEW JANARAKSHA LIC POLICY
NEW JANARAKSHA LIC POLICY:-
Feature:-
Product summary:
This is an Endowment Assurance plan that provides financial protection against death throughout the term of plan. It pays the maturity amount on survival to the end of the term.
Premiums:
Premiums are payable yearly, half-yearly, quarterly, monthly or through Salary deductions, as opted by you, throughout the term of the policy or earlier death. After at least two full years’ premiums have been paid, full insurance cover is available even when premiums are not paid for up to three years.
Bonuses:
This is a with-profit plan and participates in the profits of the Corporation’s life insurance business. It gets a share of the profits in the form of bonuses. Simple Reversionary Bonuses are declared per thousand Sum Assured annually at the end of each financial year. Once declared, they form part of the guaranteed benefits of the plan. Final (Additional) Bonus may also be payable provided a policy has run for certain minimum period.
This is an Endowment Assurance plan that provides financial protection against death throughout the term of plan. It pays the maturity amount on survival to the end of the term.
Premiums:
Premiums are payable yearly, half-yearly, quarterly, monthly or through Salary deductions, as opted by you, throughout the term of the policy or earlier death. After at least two full years’ premiums have been paid, full insurance cover is available even when premiums are not paid for up to three years.
Bonuses:
This is a with-profit plan and participates in the profits of the Corporation’s life insurance business. It gets a share of the profits in the form of bonuses. Simple Reversionary Bonuses are declared per thousand Sum Assured annually at the end of each financial year. Once declared, they form part of the guaranteed benefits of the plan. Final (Additional) Bonus may also be payable provided a policy has run for certain minimum period.
Contact for insurance:- Sanajy Tomer
09466423767
JEEVAN NISCHAY LIC POLICY
JEEVAN NISCHAY LIC POLICY:-
Feature:-
Jeevan Nishchay will be available only to existing policy holders of LIC The amount an individual can invest will be linked to the extent of protection the individual already has purchased.
INSURANCE CORPORATION (LIC) of India is all set to roll out its new guaranteed single premium plan - Jeevan Nischay. The new plan Jeevan Nischay will be quite similar to the Jeevan Astha, which was launched last year.
Contact for insurance:- Sanjay tomer
09466423767
Thursday, 21 July 2011
KOMAL JEEVAN LIC PLAN FOR CHILDERN
LIC of India :Komal Jeewan Plan for Children.
Feature:-
LIC now introduces a new plan to take care of these needs – A Komal Jeevan Plan with payment of premium ceasing on policy anniversary immediately after the child attains 18 years of age. The plan, besides offering risk cover , also offers payment of Sum Assured in installments at age 18,20,22,24 and Guaranteed and Loyalty additions, if any, at the age 26.
Eligibility:-
Minimum Age at entry - 0 years Maximum Age at entry - 10 yearsMaturity age - 26 years
Mode of Premium - Single premium, Yearly, Half-yearly, Quarterly, Salary Savings Scheme.
Minimum Sum Assured - Rs.1,00,000/- Maximum Sum Assured - Rs.25,00,000/-
Guaranteed Surrender Value:
(a) Annual Premium Policy:
Before the date of commencement of risk : 90% of the premiums paid excluding the premiums paid during the first year.
a) Annual Premium Policy:
Before the date of commencement of risk : 90% of the premiums paid excluding the premiums paid during the first year.
(b) Single Premium Policy:
The surrender value will be 90% of the Single Premium.
Guaranteed Additions:
The Guaranteed Additions will be payable
(i) on death or(ii) on maturity i.e. on policy anniversary immediately after the Life Assured attains the age of 26 years, provided the risk has commenced under the policy.
Contact for insurance:- Sanjay Tomer
09466423767
Wednesday, 20 July 2011
MONEY BACK 25 LIC POLICY
MONEY BACK 25 YEARS LIC POLICY:-
Feature
An important feature of this type of policies is that in the event of death at any time within the policy term, the death claim comprises full S.A. without deducting any of the survival benefit amounts, which have already been paid. Similarly, the bonus is also calculated on the full S.A.
Plan parametersAge at entry: Min. 13 yrs LBD, Max. 50 yrs (T- 75) Max. 45 yrs (T-93)
Maturity age: Max.70 yrs.
Sum. in Multiples: 5000, Min. Max No Limit
Term: Min. 20 yrs, Max. 20yrs (T-75) Max. 25yrs (T-93)
Mode of Payment: YLY/HLY/QLY/SSS/MLY
Accident Benefit: Re.1 Extra per
(Max. 50 Lac inclusive 1000 S.A.
All plan)
Policy loan: yes,@ 10.5%
Housing loan: yes
Assignment: yes
Revival: yes
Surrender of policy: yes
Term rider: yes
CIR: yes
Benefits
Death benefits: payment of full S.A. + bonus on full S.A. + FAB. If any is paid to the nominee The survival benefit already paid, if any is not deducted.
Contact for insurance: Sanjay Tomer
09466423767
Feature
An important feature of this type of policies is that in the event of death at any time within the policy term, the death claim comprises full S.A. without deducting any of the survival benefit amounts, which have already been paid. Similarly, the bonus is also calculated on the full S.A.
Plan parametersAge at entry: Min. 13 yrs LBD, Max. 50 yrs (T- 75) Max. 45 yrs (T-93)
Maturity age: Max.70 yrs.
Sum. in Multiples: 5000, Min. Max No Limit
Term: Min. 20 yrs, Max. 20yrs (T-75) Max. 25yrs (T-93)
Mode of Payment: YLY/HLY/QLY/SSS/MLY
Accident Benefit: Re.1 Extra per
(Max. 50 Lac inclusive 1000 S.A.
All plan)
Policy loan: yes,@ 10.5%
Housing loan: yes
Assignment: yes
Revival: yes
Surrender of policy: yes
Term rider: yes
CIR: yes
Benefits
Death benefits: payment of full S.A. + bonus on full S.A. + FAB. If any is paid to the nominee The survival benefit already paid, if any is not deducted.
Contact for insurance: Sanjay Tomer
09466423767
MONEY BACK LIC POLICY 20
MONEY BACK LIC POLICY 20:-
Feature:-
An important feature of this type of policies is that in the event of death at any time within the policy term, the death claim comprises full S.A. without deducting any of the survival benefit amounts, which have already been paid. Similarly, the bonus is also calculated on the full S.A.
Plan parametersAge at entry: Min. 13 yrs LBD, Max. 50 yrs (T- 75) Max. 45 yrs (T-93)
Maturity age: Max.70 yrs.
Sum. in Multiples: 5000, Min. Max No Limit
Term: Min. 20 yrs, Max. 20yrs (T-75) Max. 25yrs (T-93)
Mode of Payment: YLY/HLY/QLY/SSS/MLY
Accident Benefit: Re.1 Extra per
(Max. 50 Lac inclusive 1000 S.A.
All plan)
Policy loan: yes,@ 10.5%
Housing loan: yes
Assignment: yes
Revival: yes
Surrender of policy: yes
Term rider: yes
CIR: yes
Feature:-
An important feature of this type of policies is that in the event of death at any time within the policy term, the death claim comprises full S.A. without deducting any of the survival benefit amounts, which have already been paid. Similarly, the bonus is also calculated on the full S.A.
Plan parametersAge at entry: Min. 13 yrs LBD, Max. 50 yrs (T- 75) Max. 45 yrs (T-93)
Maturity age: Max.70 yrs.
Sum. in Multiples: 5000, Min. Max No Limit
Term: Min. 20 yrs, Max. 20yrs (T-75) Max. 25yrs (T-93)
Mode of Payment: YLY/HLY/QLY/SSS/MLY
Accident Benefit: Re.1 Extra per
(Max. 50 Lac inclusive 1000 S.A.
All plan)
Policy loan: yes,@ 10.5%
Housing loan: yes
Assignment: yes
Revival: yes
Surrender of policy: yes
Term rider: yes
CIR: yes
BIMA NIWAS LIC POLICY
BIMA NIWAS LIC POLICY:-
Features of plan:
Bima Nivesh 2005 is an investment plan with compound rate of guaranteed additions and loyalty additions. It is a single premium, investment plan for those who have no regular income but good periodical income.
Plan parameters
Age at entry: Min. 13 yrs. Completed Max 70 yrs.
Maturity age: Min. 75 yrs
Term: 5 & 10 yrs
Sum assured: Min 25,000 Max. No. Limit
S.A in multiples: 5,000
Mode of payment: Single premium
Policy loan: yes
Housing loan: yes
Assignment: yes
Surrender of policy: yes
Term ride: yes
Benefit
Survival benefit: the basic S.A along with compounded G.A will be payable. Note: loyalty addition, if any, will also be added to this benefit.
Death benefit: in case of the unfortunate death of the life assured during the term of the policy, S.A along with the accrued G.A will be payable.
Contact for insurance:-Sanjay Tomer
09466423767
Features of plan:
Bima Nivesh 2005 is an investment plan with compound rate of guaranteed additions and loyalty additions. It is a single premium, investment plan for those who have no regular income but good periodical income.
Plan parameters
Age at entry: Min. 13 yrs. Completed Max 70 yrs.
Maturity age: Min. 75 yrs
Term: 5 & 10 yrs
Sum assured: Min 25,000 Max. No. Limit
S.A in multiples: 5,000
Mode of payment: Single premium
Policy loan: yes
Housing loan: yes
Assignment: yes
Surrender of policy: yes
Term ride: yes
Benefit
Survival benefit: the basic S.A along with compounded G.A will be payable. Note: loyalty addition, if any, will also be added to this benefit.
Death benefit: in case of the unfortunate death of the life assured during the term of the policy, S.A along with the accrued G.A will be payable.
Contact for insurance:-Sanjay Tomer
09466423767
BIMA BACHAT LIC POLICY
BIMA BACHAT LIC POLICY:-
Features of plan: Bima bachat is a single premium money back plan where single premium paid under the policy shall be paid back to the policyholder along with loyalty additions, if any, on maturity. In addition, the survival benefit instalments are payable on survival of the policyholder till the specified durations.
Plan parametersAge at entry: Min.15 yrs Completed Max 66 yrs
Maturity age: Max. 75 yrs (NBD)
Term: 9,12 or 15 yrs.
Sum assured: Min. 20,000 Max. No. Limit
S.A in multiples: 5,000
Mode of payment: Single premium
Policy loan: yes
Housing loan: yes
Assignment: yes
Surrender of policy: yes
Benefits Maturity benefit: single premium excluding extra premium with loyalty addition if any, shall be payable in case of life assured surviving to the end of the term.
Survival benefit: in case the life assured is surviving to the specified durations the following benefits shall be payable.
For policy term 9 years:15% of the sum assured at the end of each 3rd & 6th policy year. For policy term12 year: 15% of the sum assured at the end of each 3rd, 6th & 9th policy year.
For policy term 15 years: 15% of the sum assured at the end of each 3rd, 6th,9th & 12th policy year.
Death benefit: on death of the assured during the term of the policy an amount equal to the sum assured shall be payable.
Contact for insurance:-Sanjay Tomer
09466423767
Features of plan: Bima bachat is a single premium money back plan where single premium paid under the policy shall be paid back to the policyholder along with loyalty additions, if any, on maturity. In addition, the survival benefit instalments are payable on survival of the policyholder till the specified durations.
Plan parametersAge at entry: Min.15 yrs Completed Max 66 yrs
Maturity age: Max. 75 yrs (NBD)
Term: 9,12 or 15 yrs.
Sum assured: Min. 20,000 Max. No. Limit
S.A in multiples: 5,000
Mode of payment: Single premium
Policy loan: yes
Housing loan: yes
Assignment: yes
Surrender of policy: yes
Benefits Maturity benefit: single premium excluding extra premium with loyalty addition if any, shall be payable in case of life assured surviving to the end of the term.
Survival benefit: in case the life assured is surviving to the specified durations the following benefits shall be payable.
For policy term 9 years:15% of the sum assured at the end of each 3rd & 6th policy year. For policy term12 year: 15% of the sum assured at the end of each 3rd, 6th & 9th policy year.
For policy term 15 years: 15% of the sum assured at the end of each 3rd, 6th,9th & 12th policy year.
Death benefit: on death of the assured during the term of the policy an amount equal to the sum assured shall be payable.
Contact for insurance:-Sanjay Tomer
09466423767
AMULYA JEEVAN LIC POLICY
AMULYA JEEVAN LIC POLICY:-
Features of plan:
This plan is introduced with effect from 27th Feb,2006. as the minimum sum assured under this plan is Rs.25 lakh, it has been decided not to issue polices with S.A Rs.25 lac or more under the existing term assurance plan .This is a public policy.
Plan parameters Age at entry: min.18 yrs. Completed max. 60 yrs. (NBD)
Age at maturity: max. 70 yrs.(NBD)
Term: min. 5 yrs max. 35 yrs
Sum assured: min. 25 lac max. no. limit
S.A in multiples: 1 lac
Mode of payment: YLY/HLY/ S.P
Policy loan: N.A
Housing loan: N.A
Revival: yes
Surrender of policy: N.A
Term rider: N.A
CIR: N.A
Benefit
Maturity benefit: no amount is payable on maturity.
Death benefit: in case of death basic S.A will be paid to the nominee.
Contact for insurance:-Sanjay Tomer
09466423767
Features of plan:
This plan is introduced with effect from 27th Feb,2006. as the minimum sum assured under this plan is Rs.25 lakh, it has been decided not to issue polices with S.A Rs.25 lac or more under the existing term assurance plan .This is a public policy.
Plan parameters Age at entry: min.18 yrs. Completed max. 60 yrs. (NBD)
Age at maturity: max. 70 yrs.(NBD)
Term: min. 5 yrs max. 35 yrs
Sum assured: min. 25 lac max. no. limit
S.A in multiples: 1 lac
Mode of payment: YLY/HLY/ S.P
Policy loan: N.A
Housing loan: N.A
Revival: yes
Surrender of policy: N.A
Term rider: N.A
CIR: N.A
Benefit
Maturity benefit: no amount is payable on maturity.
Death benefit: in case of death basic S.A will be paid to the nominee.
Contact for insurance:-Sanjay Tomer
09466423767
NEW BIMA GOLD LIC POLICY
NEW BIMA GOLD LIC POLICY:-
Features of plan It has been decided to introduce LIC,S new bima gold (plan no. 179) with effect from 4th September, 2006. it is a plan where premiums paid over the term of plan are paid back during the policy term in instalments at specified duration in case of survival of life assured and life insurance cover is a available not only during the term but also during the extended term of the plan.
This is a public policy.
Plan parameters Age at entry: Min. 14 yrs (comp) max. 57 yrs (NBD) for term 12 yrs max.51 yrs (NBD) for term 16 yrs. Max 45 yrs (NBD) for term 20 yrs
Age at expiry of
Extended term: max. 75 yrs. (NBD)
Sum assured: min. 50,000 max. no. limit
S.A in multiples: 5000
Term: 12, 16, 20 years.
Mode of payment: YLY/HLY/ QLY/ SSS/ MLY
Accident benefit: Re. 1 extra per
(Max. 50Lacs inclusive all plan)
Policy loan: yes
Housing loan: yes
Assignment: yes
Revival: yes
Surrender of policy: yes
Term rider: N.A.
CIR: N.A
Benefits:
Death benefit: during the policy term: payment of amount equal to sum assured under the basic plan on death of the life assured during the policy term
Survival benefit: in case the life assured is surviving to the end of the specified durations, the following benefit shall be payable:
For policy term 12 years: 15% of the sum assured under basic plan at the end of each 4th policy year.
For policy term 16 tears: 15% of the sum assured under basic plan at the end of each 4th, 8th 12th policy year.
Contact for insurance:- Sanjay Tomer
09466423767
Features of plan It has been decided to introduce LIC,S new bima gold (plan no. 179) with effect from 4th September, 2006. it is a plan where premiums paid over the term of plan are paid back during the policy term in instalments at specified duration in case of survival of life assured and life insurance cover is a available not only during the term but also during the extended term of the plan.
This is a public policy.
Plan parameters Age at entry: Min. 14 yrs (comp) max. 57 yrs (NBD) for term 12 yrs max.51 yrs (NBD) for term 16 yrs. Max 45 yrs (NBD) for term 20 yrs
Age at expiry of
Extended term: max. 75 yrs. (NBD)
Sum assured: min. 50,000 max. no. limit
S.A in multiples: 5000
Term: 12, 16, 20 years.
Mode of payment: YLY/HLY/ QLY/ SSS/ MLY
Accident benefit: Re. 1 extra per
(Max. 50Lacs inclusive all plan)
Policy loan: yes
Housing loan: yes
Assignment: yes
Revival: yes
Surrender of policy: yes
Term rider: N.A.
CIR: N.A
Benefits:
Death benefit: during the policy term: payment of amount equal to sum assured under the basic plan on death of the life assured during the policy term
Survival benefit: in case the life assured is surviving to the end of the specified durations, the following benefit shall be payable:
For policy term 12 years: 15% of the sum assured under basic plan at the end of each 4th policy year.
For policy term 16 tears: 15% of the sum assured under basic plan at the end of each 4th, 8th 12th policy year.
Contact for insurance:- Sanjay Tomer
09466423767
MONEY PLUS 1 LIC POLICY
MONEY PLUS 1 LIC POLICY:-
Features of plan: Money plus unit limited endowment plan which offers investment-cum-insurance during the term of the policy. The policyholder can choose the level of cover within the limits, which will depend on the term chosen. Mode and amount of premium he desires to pay.This is a public policy.
09466423767
Features of plan: Money plus unit limited endowment plan which offers investment-cum-insurance during the term of the policy. The policyholder can choose the level of cover within the limits, which will depend on the term chosen. Mode and amount of premium he desires to pay.This is a public policy.
- * Min. S.A for regular premium: higher of 5 time the annualized premium of half of the policy term times the single premium
- ** Max S.A. for regular premium: 20 time the annualized premium if age upto 65 years. Up to 55 yr. & 10 time of annualized premium if age at entry if 56 yrs & above max. S.A for S.P: if critical illness benefit rider is opted for
5 times the single premium if age at maturity is up to 55 years.
3 times the single premium if age at maturity is 56 to 60 years.
If critical illness benefit is not opted for:
5 times the single premium if age at maturity is upto 65 years.
3 times the single premium if age at maturity is 66 to 7c years .
2.5 times the single premium if age if at maturity is 71 years and above - Benefits
Death benefit: in case of death of the policyholder when the cover is in full force, the nominee shall be eligible to get the sum assured under the basic plan or the value of units held in the policyholder' fund as at the date of booking the liability the liability shall be booked after receipt of intimation along with death certificate. Future, if partial withdrawal has been made during the last two years from the date of death the sum assured under the basic plan be reduced to the extent of the amount of partial withdrawals made.
09466423767
Tuesday, 19 July 2011
JEEVAN BHARATI INSURANCE POLICY
JEEVAN BHARATI LIC POLICY:-
Features of planThis is an exclusive Money back policy for women only with female critical Illness (FCI) and congenital disability benefit (CDB). This plan encourages women to save for safety. it provides free insurance cover for three years if first two years premium has been paid.This is a pulic child policy.
Paid-up/ Guaranteed special surrender value: it is eligible after the expiry of 3 yrs. If the premium have been paid fully.
Plan parameters
Age at entry: Min.18 yrs Max. 50 yrs
Maturity age: Max. 70 yrs
Term allowed: 15 & 20 yrs
Sum assured: Min.50,000 Max.25 Lac
S.A. in multiples: 5,000
Mode of payment: YLY only
Accident benefit: Rs.1 extra per
(Max. 50 Lac inclusive 1000 SA
All plans)
Policy loan: N.A.
Housing loan: N.A.
Assignment: yes
Revival: yes
Surrender of policy: yes
Term rider: N.A.
CIR: N.A.
BENEFIT
Survival benefit: 20% of the S.A. at the and of 5/10/15 years for 20 years term (balance payable on maturity plus guaranteed addition plus bonus if any)
Maturity benefit: for policy term of years: 60% of the S.A. + G.A and bonus after 1st yrs. As declared, will be paid.
Death benefit: on death within the 1st policy years S.A.+G.A will be paid on death after 5 policy years S.A.+ G.A.+ Bonus, if any irrespective of all earlier survival benefit paid is payable.
Contact for insurance:- Sanjay Tomer
09466423767
Features of planThis is an exclusive Money back policy for women only with female critical Illness (FCI) and congenital disability benefit (CDB). This plan encourages women to save for safety. it provides free insurance cover for three years if first two years premium has been paid.This is a pulic child policy.
Paid-up/ Guaranteed special surrender value: it is eligible after the expiry of 3 yrs. If the premium have been paid fully.
Plan parameters
Age at entry: Min.18 yrs Max. 50 yrs
Maturity age: Max. 70 yrs
Term allowed: 15 & 20 yrs
Sum assured: Min.50,000 Max.25 Lac
S.A. in multiples: 5,000
Mode of payment: YLY only
Accident benefit: Rs.1 extra per
(Max. 50 Lac inclusive 1000 SA
All plans)
Policy loan: N.A.
Housing loan: N.A.
Assignment: yes
Revival: yes
Surrender of policy: yes
Term rider: N.A.
CIR: N.A.
BENEFIT
Survival benefit: 20% of the S.A. at the and of 5/10/15 years for 20 years term (balance payable on maturity plus guaranteed addition plus bonus if any)
Maturity benefit: for policy term of years: 60% of the S.A. + G.A and bonus after 1st yrs. As declared, will be paid.
Death benefit: on death within the 1st policy years S.A.+G.A will be paid on death after 5 policy years S.A.+ G.A.+ Bonus, if any irrespective of all earlier survival benefit paid is payable.
Contact for insurance:- Sanjay Tomer
09466423767
CHILD FUTURE PLAN LIC POLICY
CHILD FUTURE PLAN LIC POLICY:-
Features of plan
Life Insurance Corporation has introduced a new with profit child future plan (Table No.185) w. e. f. 8th February 2007. this plan meets the increasing educational and other need of growing children providing the risk cover on the child's life during the policy term as will as extended term .This is a child lic policy.
Plan parametersAge at entry: min. 0 yrs. (LBD) max. 12 yrs (LBD)
Maturity age: min. 23 yrs. (LBD) max. 27 yrs (LBD)
Sum assured: min. 1lac max.1cror
S.A in multiples of: Rs.5000
PPT: 6 yrs. & policy term- 5 yrs
Mode of payment: YLY/ HLY/QLY
Policy loan: No
Housing loan: No
Assignment: No by the proposer, but assignable after the policy has vested in the life assured
Revival: yes
Benefit
Death benefit: on death after the date of risk commencement.
Contact for insurance:- Sanjay Tomer
09466423767
Features of plan
Life Insurance Corporation has introduced a new with profit child future plan (Table No.185) w. e. f. 8th February 2007. this plan meets the increasing educational and other need of growing children providing the risk cover on the child's life during the policy term as will as extended term .This is a child lic policy.
Plan parametersAge at entry: min. 0 yrs. (LBD) max. 12 yrs (LBD)
Maturity age: min. 23 yrs. (LBD) max. 27 yrs (LBD)
Sum assured: min. 1lac max.1cror
S.A in multiples of: Rs.5000
PPT: 6 yrs. & policy term- 5 yrs
Mode of payment: YLY/ HLY/QLY
Policy loan: No
Housing loan: No
Assignment: No by the proposer, but assignable after the policy has vested in the life assured
Revival: yes
Benefit
Death benefit: on death after the date of risk commencement.
- if death occurs within the period from the date of risk commencement to 5 years before expiry date of policy term: sum assured + vested simple reversionary bonuses + F.A.B, if any, is payable. I
- if death occurs within 5 years before the expiry the date of policy term: sum assured + F.A.B if any, is payable.
- on death during the extended term: sum assured is payable.
- if death occurs before the date of risk commencement: all the premium paid (excluding premium for extra and PWB, if any) + interest @ 3% p.a. compounding yearly shall be payable.
Contact for insurance:- Sanjay Tomer
09466423767
CHILD CAREER PLAN LIC POLICY
CHILD CAREER LIC POLICY:-
Plan parameters Age at entry: min. 0 yrs. (LBD) Max. 12 yrs (LBD)
Maturity age: min. 23 yrs (LBD) Max. 27 yrs. (LBD)
Sum assured: min. 1lac max. . 1cror
S.A in multiples of: Rs.5000
PPT: 6 yrs. & policy term - 5yrs
Mode of payment: YLY/ HLY/ QLY
Policy loan:
Housing loan:
Assignment: no by the proposer, but assignable after the policy has vested in the life assured
Revival: yes
Benefit
Death benefit: on death after the date of risk commencement.
09466423767
09416956096
Feature of plan
Life Insurance Corporation has introduced a new with profit 'child career plan (table no184) w. e .f. 8th February 2007. this plan meets the increasing educational and other need of growing children providing the risk cover on the child's life during the policy term as will as extended term This is a public child lic policy.
Plan parameters Age at entry: min. 0 yrs. (LBD) Max. 12 yrs (LBD)
Maturity age: min. 23 yrs (LBD) Max. 27 yrs. (LBD)
Sum assured: min. 1lac max. . 1cror
S.A in multiples of: Rs.5000
PPT: 6 yrs. & policy term - 5yrs
Mode of payment: YLY/ HLY/ QLY
Policy loan:
Housing loan:
Assignment: no by the proposer, but assignable after the policy has vested in the life assured
Revival: yes
Benefit
Death benefit: on death after the date of risk commencement.
- If death occurs within the period from the date of risk commencement to 5 years before expiry date of policy term: sum assured + vested simple reversionary bonuses + F.A.B. if any, is payable.
- If death occurs within 5 years before the expiry date of policy term: sum assured + F.A.B if any, is payable.
- on death during the extended term: sum assured is payable,
- if death occurs bet fore the date of risk commencement: all the premium paid (excluding premium for extra and PWB. If any) + interest @ 3% p.a. compounding yearly shall be payable.
09466423767
09416956096
MARKET PLUS 1 LIC POLICY
MARKET PLUS 1 LIC POLICY:-
Feature of plan: Market plus is a unit linked deferred pension plan. The policyholder can choose the plan with or without risk cover. He can choose the of cover within the limits, which will depend on the mode and amount of premium he desires to pay. This is a public policy.
Plan parameters
For basic plan
Age at entry: Min. 18 yrs. Comp. Max. 70 yrs (NBD). However. If life cover is opted for, then 65 years nearest birthday.
Vesting age: Min. 40 yrs. (LBD) Max.75 yrs (LBD)
Sum assured (min): *Regular 50,000 single 25,000
Sum assured (max): * Regular up to 20 times ann. Prem. *single up to equal to S.P
Min. premium: Rs.5,000 pa for regular premium & 10,000 for S.P
Max. Premium: No limit
Premium in
Multiples of: Rs.1000/-
Min deferment
Period: 5 years
Modes allowed: YLY/HLY/QLY/Single
Mode rebate: N.A
Female lives category: II/III
Age proof: Non Std. NSAP- 1.2.3
Policy loan: yes
Housing loan: yes
Assignment: N. A
Revival: N.A
Backdating: N.A
Surrender of policy: yes
For accident benefit Min. 18 yrs. Completed
Max. 65 yrs (LBD)
70 yrs (NBD) (max. benefit ceasing age 25,000
Rs.59 Lac over all Limit
No separate limit
No separate limit
5 years
Benefit
Death benefit: in case of death of the policyholder within the deferment term where life cover is opted for and is in force, the nominee shall be eligible to get the sum assured under the basic plan together with the fund value of units held in the policyholder's unit account as at the date of booking the liability.
Contact for insurance:- Sanjay Tomer
09466423767
09416956096
Feature of plan: Market plus is a unit linked deferred pension plan. The policyholder can choose the plan with or without risk cover. He can choose the of cover within the limits, which will depend on the mode and amount of premium he desires to pay. This is a public policy.
Plan parameters
For basic plan
Age at entry: Min. 18 yrs. Comp. Max. 70 yrs (NBD). However. If life cover is opted for, then 65 years nearest birthday.
Vesting age: Min. 40 yrs. (LBD) Max.75 yrs (LBD)
Sum assured (min): *Regular 50,000 single 25,000
Sum assured (max): * Regular up to 20 times ann. Prem. *single up to equal to S.P
Min. premium: Rs.5,000 pa for regular premium & 10,000 for S.P
Max. Premium: No limit
Premium in
Multiples of: Rs.1000/-
Min deferment
Period: 5 years
Modes allowed: YLY/HLY/QLY/Single
Mode rebate: N.A
Female lives category: II/III
Age proof: Non Std. NSAP- 1.2.3
Policy loan: yes
Housing loan: yes
Assignment: N. A
Revival: N.A
Backdating: N.A
Surrender of policy: yes
For accident benefit Min. 18 yrs. Completed
Max. 65 yrs (LBD)
70 yrs (NBD) (max. benefit ceasing age 25,000
Rs.59 Lac over all Limit
No separate limit
No separate limit
5 years
Benefit
Death benefit: in case of death of the policyholder within the deferment term where life cover is opted for and is in force, the nominee shall be eligible to get the sum assured under the basic plan together with the fund value of units held in the policyholder's unit account as at the date of booking the liability.
Contact for insurance:- Sanjay Tomer
09466423767
09416956096
KOMAL JEEVAN LIC POLICY
KOMAL JEEVAN LIC POLICY:-
Features of plan This is money back plan for children with guaranteed addition @ 75/- per 1000 S.A. the above policy has been introduced to provide the best education which can be very expensive for the proposer's children. This is a public policy
Plan parameters Age at entry: Min.0 yrs. LBD Max.10 yrs LBD
Maturity age: 26 yrs. LBD
PPT: Min. 8 yrs. Max.18 yrs
Sum assured: min. 1Lac Max. 25Lac
S.A. in multiples: 25,000
Mode of payment: YLY/HLY/QLY/SSS/MLY & single premium
Accidents benefit: N.A.
Policy loan: N.A.
Housing loan: N.A.
Revival: yes
Surrender of policy: yes
P.W.B.: yes
Term rider: yes
CIR: N.A.
BENEFIT
Maturity benefit: at the end of age 18 yrs, and 20 yrs. 20% of S.A. is paid and at the end of age 22 & 24 yrs. 30% of S.A. is paid finally, at the end of age 26 yrs G.A. + L.A. if any is paid.
Contact for insurance:- Sanjay tomer
09466423767
09416956096
Features of plan This is money back plan for children with guaranteed addition @ 75/- per 1000 S.A. the above policy has been introduced to provide the best education which can be very expensive for the proposer's children. This is a public policy
Plan parameters Age at entry: Min.0 yrs. LBD Max.10 yrs LBD
Maturity age: 26 yrs. LBD
PPT: Min. 8 yrs. Max.18 yrs
Sum assured: min. 1Lac Max. 25Lac
S.A. in multiples: 25,000
Mode of payment: YLY/HLY/QLY/SSS/MLY & single premium
Accidents benefit: N.A.
Policy loan: N.A.
Housing loan: N.A.
Revival: yes
Surrender of policy: yes
P.W.B.: yes
Term rider: yes
CIR: N.A.
BENEFIT
Maturity benefit: at the end of age 18 yrs, and 20 yrs. 20% of S.A. is paid and at the end of age 22 & 24 yrs. 30% of S.A. is paid finally, at the end of age 26 yrs G.A. + L.A. if any is paid.
Contact for insurance:- Sanjay tomer
09466423767
09416956096
JEEVAN TARANG LIC POLICY
JEEVAN TARANG LIC POLICY:-
Features of plan: jeevan tarang plan (plan No.178) is introduced w. e. f 17th march 2006. the plan is a whole life plan, which provides annual survival benefit at a rate of 5.5 %
Of the sum assured for life time after the chosen accumulation period.
Plan parameters Age at entry: min.0 yrs. (LBD) max 60 yrs. (NBD)
Premium payment
Ceasing age: 70 yr. (NBD)
Age up which
Life cover available: 100 yrs. (completed)
Min. age at the and
Of accumulation period: 18 yrs. (completed)
In multiples: Rs.5000
Accumulation period: 10,15,20, yrs
Mode of payment: YLY/ HLY/ QLY/ SSS/ MLY/ SP
Accident benefit: Re. 1 extra per
(max. 50Lacs inclusive 1000 S.A.
all plan)
Policy loan: yes
Housing loan: yes
Assignment: yes
Revival: yes
Surrender of policy: yes
Term rider: yes
CIR: yes
Contact for insurance:- Sanjay Tomer
09466423767
9416956096
Features of plan: jeevan tarang plan (plan No.178) is introduced w. e. f 17th march 2006. the plan is a whole life plan, which provides annual survival benefit at a rate of 5.5 %
Of the sum assured for life time after the chosen accumulation period.
Plan parameters Age at entry: min.0 yrs. (LBD) max 60 yrs. (NBD)
Premium payment
Ceasing age: 70 yr. (NBD)
Age up which
Life cover available: 100 yrs. (completed)
Min. age at the and
Of accumulation period: 18 yrs. (completed)
Sum assured: min. 1 Lac max. no. limit
Premium In multiples: Rs.5000
Accumulation period: 10,15,20, yrs
Mode of payment: YLY/ HLY/ QLY/ SSS/ MLY/ SP
Accident benefit: Re. 1 extra per
(max. 50Lacs inclusive 1000 S.A.
all plan)
Policy loan: yes
Housing loan: yes
Assignment: yes
Revival: yes
Surrender of policy: yes
Term rider: yes
CIR: yes
Contact for insurance:- Sanjay Tomer
09466423767
9416956096
JEEVAN MITRA LIC POLICY
JEEVAN MITRA LIC POLICY:-
Features of plan This plan is suitable for those who want to provide a big S.A. to protect their family in case of unfortunate death. It is persons by marketing executive, sales representatives and traveling person. It cannot be allowed for people engaged in hazardous occupation. This plan is not allowed to non-earning majors including students.
Plan parameters
Age Entry : Min. 18 yrs L0BD, Max. 50yrs
Maturity age: At entryMax.70 yrs.
in multiples:: Min. 50,000, Max. No Limit
Term: Min.15 yrs, Max.30 yrs
Mode of payment: YLY/HLY/QLY/SSS/MLY
Accident benefit: Re.1 extra per
(Max. 50Lacs 1000 S.A.
Inclusive all plan)
Policy lone: yes
Housing loan: yes
Assignment: yes
Revival: yes
Surrender of policy: N.A.
Term rider: N.A.
CIR: Yes
Under writing condition
Form no: 300
Age proof: std./NSAP-1
Female lives category: I/II
Non-medical (Gen): Allowed
Non-medical (Prof): Allowed
Non-medical (special): Allowed
Actual sum assured: Twice of SA
Risk coverage: SA+ bonus
Dating back@ 8%: Allowed
BENEFIT
Maturity benefit: S.A.+ bonus + FAB, if any
Death benefit: double the S.A. +bonus on the basic SA+FAB, if any
Accident benefit: 3 time of the S.A.+ Bonus + FAB, if any
Cotact for insurance:- Sanjay Tomer
09466423767
09416956096
Features of plan This plan is suitable for those who want to provide a big S.A. to protect their family in case of unfortunate death. It is persons by marketing executive, sales representatives and traveling person. It cannot be allowed for people engaged in hazardous occupation. This plan is not allowed to non-earning majors including students.
Plan parameters
Age Entry : Min. 18 yrs L0BD, Max. 50yrs
Maturity age: At entryMax.70 yrs.
in multiples:: Min. 50,000, Max. No Limit
Term: Min.15 yrs, Max.30 yrs
Mode of payment: YLY/HLY/QLY/SSS/MLY
Accident benefit: Re.1 extra per
(Max. 50Lacs 1000 S.A.
Inclusive all plan)
Policy lone: yes
Housing loan: yes
Assignment: yes
Revival: yes
Surrender of policy: N.A.
Term rider: N.A.
CIR: Yes
Under writing condition
Form no: 300
Age proof: std./NSAP-1
Female lives category: I/II
Non-medical (Gen): Allowed
Non-medical (Prof): Allowed
Non-medical (special): Allowed
Actual sum assured: Twice of SA
Risk coverage: SA+ bonus
Dating back@ 8%: Allowed
BENEFIT
Maturity benefit: S.A.+ bonus + FAB, if any
Death benefit: double the S.A. +bonus on the basic SA+FAB, if any
Accident benefit: 3 time of the S.A.+ Bonus + FAB, if any
Cotact for insurance:- Sanjay Tomer
09466423767
09416956096
JEEVAN SARAL LIC POLICY
JEEVAN SARAL LIC POLICY:-
Feature of plan: This plan contains good feature of the conventional plans and the flexibility of unit linked plans. It provides higher cover, smooth return, liquidity and considerable flexibility. In this plan one has to choose the premium he wants to pay whereas in normal plans one chooses the S.A. under this plan death cover will be same irrespective of age at entry and term.This is a public policy.
Surrender value: the policy can be surrender after it has been in force for at least 3 full years.
Plan parameters
Age at entry: Min.12 yrs (completed) Max. 60 yrs (NBD)
Maturity age: Min.70 yrs
Term: Min.10 yrs Max. 35 yrs
Min. premium
Age 12 to 49:Rs.250 P.M
Age 15 to 60: Rs.400 P.M
Max. Premium: No. Limits
Premium in
Multiples: Rs.50 p.m.
Mode of payment: YLY/ HLY/ OLY/ SSS
Accident benefit: Re. 1extra per
(max. 50 Lac inclusive
all plan)
Policy loan: yes @ 10.5%
Housing loan: yes
Assignment: yes
Revival: yes
Surrender of policy: yes
Term: yes
Underwriting condition
Form no: 300/340
Age proof: Std/ NSAP-1
Female lives category: I/II/III
Non-medical (Gen): Allowed
Non-medical (Prof): Allowed
Non-medical (special): Allowed
Actual sum assured: Basic SA
Risk coverage: Death benefit S.A. + return of premium paid + LA (if any)
Dating back @ 8%: Allowed
Benefit
Maturity benefit: Maturity sum assured (MSA) + Loyalty additions, if any
Death benefit: 250 times the monthly premium + Return of premiums
Contact for insurance:- Sanjay Tomer
09466423767
09416956096
Feature of plan: This plan contains good feature of the conventional plans and the flexibility of unit linked plans. It provides higher cover, smooth return, liquidity and considerable flexibility. In this plan one has to choose the premium he wants to pay whereas in normal plans one chooses the S.A. under this plan death cover will be same irrespective of age at entry and term.This is a public policy.
Surrender value: the policy can be surrender after it has been in force for at least 3 full years.
Plan parameters
Age at entry: Min.12 yrs (completed) Max. 60 yrs (NBD)
Maturity age: Min.70 yrs
Term: Min.10 yrs Max. 35 yrs
Min. premium
Age 12 to 49:Rs.250 P.M
Age 15 to 60: Rs.400 P.M
Max. Premium: No. Limits
Premium in
Multiples: Rs.50 p.m.
Mode of payment: YLY/ HLY/ OLY/ SSS
Accident benefit: Re. 1extra per
(max. 50 Lac inclusive
all plan)
Policy loan: yes @ 10.5%
Housing loan: yes
Assignment: yes
Revival: yes
Surrender of policy: yes
Term: yes
Underwriting condition
Form no: 300/340
Age proof: Std/ NSAP-1
Female lives category: I/II/III
Non-medical (Gen): Allowed
Non-medical (Prof): Allowed
Non-medical (special): Allowed
Actual sum assured: Basic SA
Risk coverage: Death benefit S.A. + return of premium paid + LA (if any)
Dating back @ 8%: Allowed
Benefit
Maturity benefit: Maturity sum assured (MSA) + Loyalty additions, if any
Death benefit: 250 times the monthly premium + Return of premiums
Contact for insurance:- Sanjay Tomer
09466423767
09416956096
JEEVAN CHHAYA LIC POLICY
JEEVAN CHHAYA LIC POLICY:-
FEATURE
This policy is beneficial for partner having less then a year old child (not an adopted child). It makes provision for higher education / marriage of the child. In case of death of the policyholder at any time during the term of the policy one additional S.A. will be payable in addition to the above fixed benefits. This plan is not allowed when occupational extra is chargeable and to pregnant ladies. Joint declaration by the husband and wife is must, if child is less then one year old.
Plan parameter
Age at entry: Min. 18 yrs, Max. 45 yrs
Maturity age: Max: 65 yrs.
Sum assured: Min. 50,000, Max. No Limit
S.A. in multiples: 5000
Term: Min.18 yrs, Max. 25 yrs
Mode of payment: YLY/HLY/QLY/SSS/MLY
Accident benefit: Re. 1extra per
(Max. 50 Lac inclusive 1000 S.A.
All plan)
Policy loan: yes
Housing loan: yes
Assignment: yes
Revival: yes
Surrender of policy: yes
Term rider: N.A.
CIR: N.A.
UNDERWRITING CONDITIONS
Form no.: 300
Age proof: std/ NSAP-1
Female lives category: I/II
Non-medical (Gen): Allowed
Non-medical (Prof): Allowed
Non-medical (special): Allowed
Actual sum assured: 1.5 times of SA
Risk coverage: SA & prem. Waived
Dating back @ 8%: Allowed
BENEFIT
Survival benefit: 25% S.A. during last 3 yrs. Before maturity
Maturity benefit: on maturity balance 25% of S.A. + Bonus on full S.A.+ FAB, if any.
Death benefit: S.A. is immediately paid to the nominee. Future premiums are waived. Moreover, during last 4 yrs. Of term 25% of S.A. is payable. In addition bonus for full term + FAB, if any will be paid.
Contact for insurance:- Sanjay Tomer
09466423767
09416956096
FEATURE
This policy is beneficial for partner having less then a year old child (not an adopted child). It makes provision for higher education / marriage of the child. In case of death of the policyholder at any time during the term of the policy one additional S.A. will be payable in addition to the above fixed benefits. This plan is not allowed when occupational extra is chargeable and to pregnant ladies. Joint declaration by the husband and wife is must, if child is less then one year old.
Plan parameter
Age at entry: Min. 18 yrs, Max. 45 yrs
Maturity age: Max: 65 yrs.
Sum assured: Min. 50,000, Max. No Limit
S.A. in multiples: 5000
Term: Min.18 yrs, Max. 25 yrs
Mode of payment: YLY/HLY/QLY/SSS/MLY
Accident benefit: Re. 1extra per
(Max. 50 Lac inclusive 1000 S.A.
All plan)
Policy loan: yes
Housing loan: yes
Assignment: yes
Revival: yes
Surrender of policy: yes
Term rider: N.A.
CIR: N.A.
UNDERWRITING CONDITIONS
Form no.: 300
Age proof: std/ NSAP-1
Female lives category: I/II
Non-medical (Gen): Allowed
Non-medical (Prof): Allowed
Non-medical (special): Allowed
Actual sum assured: 1.5 times of SA
Risk coverage: SA & prem. Waived
Dating back @ 8%: Allowed
BENEFIT
Survival benefit: 25% S.A. during last 3 yrs. Before maturity
Maturity benefit: on maturity balance 25% of S.A. + Bonus on full S.A.+ FAB, if any.
Death benefit: S.A. is immediately paid to the nominee. Future premiums are waived. Moreover, during last 4 yrs. Of term 25% of S.A. is payable. In addition bonus for full term + FAB, if any will be paid.
Contact for insurance:- Sanjay Tomer
09466423767
09416956096
Monday, 18 July 2011
JEEVAN KISHORE LIC POLICY
JEEVAN KISHORE LIC POLICY:-
Feature:-
This is a public policy.This lic policy is suitable for child age from 0 to 12 years.After 18 years the chilld will be the owner of this policy.No medical examination of the child if age less then 10 yrs. Else medical examination is necessary. Premium waiver benefit is available on payment of extra premium along with standard age proof and medical examination up up to 50 yrs of proposer's age.
This policy is issued with profit, but bonus for waiting period will vest immediately on the policy anniversary from which risk is covered or at the end of 5 years from commencement of the policy whichever is later, provided the policy is in force.
If children aged 5yrs. & above, not going to school, this plan is not allowed to them.
W. e. f. 23-03-2005 this plan is allowed with single premium mode also.
Plan parametersAge at entry: Min.0, Max. 12 yrs
Maturity age: Max. 45 yrs.
Sum Assured: Min.5000
Term: Min15yrs, Max. 35 yrs
Mode of payment: YLY/HLY/QLY/SP
Accident benefit: after 18 yrs. Age of child
(Max. 50lac inclusive Re.1 extra per
All plans)
Policy loan: N. A.
Housing loan: N. A.
Assignment: N. A,
Revival: yes
Surrender of policy: yes
Term rider: N.A.
CIR: N.A.
UNDERWRITING CONDITION
Form no.: 300/340
Age proof 0 - 4 yrs: standard
5 yrs. & above: school certificate
Female lives category: I/II
Non-medical (Gen): N. A.
Non-medical (Prof): N. A.
Non-medical (special): N. A.
Actual sum assured: Basic SA
Risk coverage: SA + Bonus
Dating back @ 8%: Allowed
If aged at entry is less then 10 yrs. Then Max. S.A. will be Rs.15 Lac
BENEFIT
Maturity benefit: on maturity the policy will get, the full S.A. + Accrued bonus + FAB, if any.
Death benefit: if death occurs after life risk has been commenced then the S.A.+ vested bonus + FAB, if any, will be payable on death. In case death occurs before commenced of risk, only deposited premiums will be given to the nominee.
Contact for insurance:- Sanjay Tomer
09466423767
09416956096
Feature:-
This is a public policy.This lic policy is suitable for child age from 0 to 12 years.After 18 years the chilld will be the owner of this policy.No medical examination of the child if age less then 10 yrs. Else medical examination is necessary. Premium waiver benefit is available on payment of extra premium along with standard age proof and medical examination up up to 50 yrs of proposer's age.
This policy is issued with profit, but bonus for waiting period will vest immediately on the policy anniversary from which risk is covered or at the end of 5 years from commencement of the policy whichever is later, provided the policy is in force.
If children aged 5yrs. & above, not going to school, this plan is not allowed to them.
W. e. f. 23-03-2005 this plan is allowed with single premium mode also.
Plan parametersAge at entry: Min.0, Max. 12 yrs
Maturity age: Max. 45 yrs.
Sum Assured: Min.5000
Term: Min15yrs, Max. 35 yrs
Mode of payment: YLY/HLY/QLY/SP
Accident benefit: after 18 yrs. Age of child
(Max. 50lac inclusive Re.1 extra per
All plans)
Policy loan: N. A.
Housing loan: N. A.
Assignment: N. A,
Revival: yes
Surrender of policy: yes
Term rider: N.A.
CIR: N.A.
UNDERWRITING CONDITION
Form no.: 300/340
Age proof 0 - 4 yrs: standard
5 yrs. & above: school certificate
Female lives category: I/II
Non-medical (Gen): N. A.
Non-medical (Prof): N. A.
Non-medical (special): N. A.
Actual sum assured: Basic SA
Risk coverage: SA + Bonus
Dating back @ 8%: Allowed
If aged at entry is less then 10 yrs. Then Max. S.A. will be Rs.15 Lac
BENEFIT
Maturity benefit: on maturity the policy will get, the full S.A. + Accrued bonus + FAB, if any.
Death benefit: if death occurs after life risk has been commenced then the S.A.+ vested bonus + FAB, if any, will be payable on death. In case death occurs before commenced of risk, only deposited premiums will be given to the nominee.
Contact for insurance:- Sanjay Tomer
09466423767
09416956096
Friday, 15 July 2011
JEEVAN ANURAG LIC POLICY
JEEVAN ANURAG LIFE INSURANCE POLICY BY LIC
With profits plan(Table No. 168)
Feature of plan: Jeevan Anurag is a with profit plan specifically designed to take care of the educational needs of children. The plan can be taken by a parent on his or her own life benefits under the plan are payable at pre-specified duration irrespective on whether the life assured survives to the end of the policy tremor dies during the term of the policy. In addition, this plan also provides for an immediate payment of basic S.A amount on the life assured during the term of the policy. This plan is not allowed when occupation extra cFeature of plan: Jeevan Anurag is a with profit plan specifically designed to take care of the educational needs of children. The plan can be taken by a parent on his or her own life benefits under the plan are payable at pre-specified duration irrespective on whether the life assured survives to the end of the policy tremor dies during the term of the policy. In addition, this plan also provides for an immediate payment of basic S.A amount on the life assured during the term of the policy. This plan is not allowed when occupation extra chargeable and to pregnant ladies.
15 - days cooling-of period: if you are not satisfied with the "term and conditions of the policy you may return the policy to us within 15 days.
contact for insurance:- Sanjay Tomer
09466423767
09416956096
JEEVAN ANAND LIC POLICY
Lic Insurance Plans are Policies that talk to us individually and give us the most suitable options.
* JEEVAN ANAND INSURANCE POLICY
Features of planJeevan Anand plan is the combination of whole life policy and endowment insurance policy the plan provides the per-decided S.A. and bonus at the end of the stipulated PPT, but the risk cover on the life continues till death. This policy is suitable for the people of all ages and social groups. The policyholder will be benefited by giving protection to their families from a financial setback that may occur owing to their demise
Premiums are usually payable for the selected term of years or until death if it occurs during the term period. Accident benefit is available during engaged in hazardous occupations attracting occupational extra.
Plan parameters
Age at entry: Min.18 yrs Max. 65 yrs.
PPT maturity age: Max. 75 yrs
Sum assured: Min. 1,00,000 Max. No. Limit
S.A. in multiples: 5000
Term: Min.5 yrs Max. 57 yrs
Mode of payment: YLY/HLY/QLY/SSS/MLY
Accident benefit: Incl. in. T.P.
Policy loan: yes
Housing loan: yes
Assignment: yes
Revival: yes
Surrender of policy: yes
Term rider: N.A.
CIR: yes
UNDERWRITING CNDITION
Form no: 300 (rev.)
Age proof: std/ NSAP- 1,2,3
Female lives category: I/II/III
Non-medical (Gen): Allowed
Non-medical (Prof): Allowed
Non-medical (special): Allowed
Actual sum assured: Basic SA
Risk coverage: SA+ Bonus
Dating back @ 8%: Allowed
BENEFITS
Maturity benefit: S.A. +Bonus + FAB, if any is at the end of the premium paying term (PPT)
Death benefit:
If death occurs during the premium paying term S.A. + Bonus +FAB, if any is payable and premium payment is ceased. An extra amount equal to the S.A. is payable if death occurs after the premium paying term. No bonus is paid on death after the premium paying term.
Accident benefit: The double accident benefit is available during the premium paying term and thereafter up to age 70. the premium for this has been built into the tabular premium rate.
Contact for insurance:- Sanjay Tomer
09466423767
09416956096
* JEEVAN ANAND INSURANCE POLICY
Features of planJeevan Anand plan is the combination of whole life policy and endowment insurance policy the plan provides the per-decided S.A. and bonus at the end of the stipulated PPT, but the risk cover on the life continues till death. This policy is suitable for the people of all ages and social groups. The policyholder will be benefited by giving protection to their families from a financial setback that may occur owing to their demise
Premiums are usually payable for the selected term of years or until death if it occurs during the term period. Accident benefit is available during engaged in hazardous occupations attracting occupational extra.
Plan parameters
Age at entry: Min.18 yrs Max. 65 yrs.
PPT maturity age: Max. 75 yrs
Sum assured: Min. 1,00,000 Max. No. Limit
S.A. in multiples: 5000
Term: Min.5 yrs Max. 57 yrs
Mode of payment: YLY/HLY/QLY/SSS/MLY
Accident benefit: Incl. in. T.P.
Policy loan: yes
Housing loan: yes
Assignment: yes
Revival: yes
Surrender of policy: yes
Term rider: N.A.
CIR: yes
UNDERWRITING CNDITION
Form no: 300 (rev.)
Age proof: std/ NSAP- 1,2,3
Female lives category: I/II/III
Non-medical (Gen): Allowed
Non-medical (Prof): Allowed
Non-medical (special): Allowed
Actual sum assured: Basic SA
Risk coverage: SA+ Bonus
Dating back @ 8%: Allowed
BENEFITS
Maturity benefit: S.A. +Bonus + FAB, if any is at the end of the premium paying term (PPT)
Death benefit:
If death occurs during the premium paying term S.A. + Bonus +FAB, if any is payable and premium payment is ceased. An extra amount equal to the S.A. is payable if death occurs after the premium paying term. No bonus is paid on death after the premium paying term.
Accident benefit: The double accident benefit is available during the premium paying term and thereafter up to age 70. the premium for this has been built into the tabular premium rate.
Contact for insurance:- Sanjay Tomer
09466423767
09416956096
Sunday, 10 July 2011
Lic life insurance plans
LIC: Life insurance corporation of india.
story of insurance is probably as old as the story of human being.
The story of insurance is probably as old as the story of human being. The same instinct that prompts modern businessmen today to secure themselves against loss and disaster existed in primitive men also.Though the concept of insurance is largely a development of the recent past, particularly after the industrial era – past few centuries – yet its beginnings date back almost 6000 years.
life insurance first of all come to india from England in1818.oriental life insurance company started by Europeans in culcatta.
contact for insurance:- Sanjay Tomer
09466423767
09416956096
story of insurance is probably as old as the story of human being.
The story of insurance is probably as old as the story of human being. The same instinct that prompts modern businessmen today to secure themselves against loss and disaster existed in primitive men also.Though the concept of insurance is largely a development of the recent past, particularly after the industrial era – past few centuries – yet its beginnings date back almost 6000 years.
life insurance first of all come to india from England in1818.oriental life insurance company started by Europeans in culcatta.
contact for insurance:- Sanjay Tomer
09466423767
09416956096
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