Key Features |
Provide a Planned Corpus for Your Child |
Your investments in the funds available with this plan will help you fulfill your child’s dreams. You will receive the Fund Value in Main Account plus Fund Value in Top Accounts (if any) when the policy matures. |
Enhance Protection for Your Loved Ones1 |
On the unfortunate event of death of the Life Insured, the beneficiary will get Triple Benefit as mentioned below: |
- Basic Sum Assured paid immediately
- Premium Waiver – Future Premium payment obligation ceases and All future premiums will be added to the Fund Value
Customize your fund portfolio to suit your risk profile |
Kotak Headstart Child Assure offers you the flexibility to choose from a wide array of funds that are diverse enough to suit your risk–return profile. You also have the option to switch from one fund to another for greater control over your investments. The funds offered in this plan are: |
Investment Options | Risk- Return Profile | Equity | Debt (Including Money Market Instruments*) |
Classic Opportunities Fund | Aggressive | 75-100% | 0-25% |
Frontline Equity Fund | Aggressive | 60-100% | 0-40% |
Balanced Fund | Moderate | 30-60% | 40-70% |
Dynamic Floor Fund II | Cautious | 0-75% | 25-100% |
Bond Fund | Conservative | | 100% |
Floating Rate Fund | Conservative |
Gilt Fund | Conservative |
Money Market Fund | Secure | 0-75% | 100% |
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Enjoy flexibility through convenient payment options |
This plan offers you the flexibility of a shorter premium payment term of 5 years for a policy term of 10 years and 10 years for policy terms 15 to 25 years. Further, you can pay your premiums annually and half-yearly as per your requirement. |
Avail the benefit of liquidity through Partial Withdrawals and policy loans |
To ensure that your long-term investments provide ample liquidity to take care of your emergency financial needs, this plan offers you the option of Partial Withdrawals and policy loans. You can avail of a loan up to 40% of the Fund Value to meet any contingency, provided premiums for two policy years have been paid in full. After completion of five policy years, you get additional liquidity through Partial Withdrawals
contact for insurance:- sanjay tomer
09466423767 |
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Very good plan start by Kotak Life Insurance for child. Every parents love their children the most and they try their level best to give them all which they want. With Kotak Headstart Child assure plan parents can fulfill their child dreams because Your investments in the funds available under this plan will help you fulfill your child’s wishes.
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