Friday, 26 August 2011

Kotak Headstart Child assure plan

Kotak Headstart Child Assure

Kotak Headstart Child assure plan:-
Feature:-

  • Create wealth for your child’s future financial needs.


  • Ensure financial security of your child through Triple Benefit


  • Invest in a wide range of funds

  • Key Features
    Provide a Planned Corpus for Your Child
    Your investments in the funds available with this plan will help you fulfill your child’s dreams. You will receive the Fund Value in Main Account plus Fund Value in Top Accounts (if any) when the policy matures.
    Enhance Protection for Your Loved Ones1
    On the unfortunate event of death of the Life Insured, the beneficiary will get Triple Benefit as mentioned below:
    • Basic Sum Assured paid immediately
    • Premium Waiver – Future Premium payment obligation ceases and All future premiums will be added to the Fund Value
    Customize your fund portfolio to suit your risk profile
    Kotak Headstart Child Assure offers you the flexibility to choose from a wide array of funds that are diverse enough to suit your risk–return profile. You also have the option to switch from one fund to another for greater control over your investments. The funds offered in this plan are:
    Investment OptionsRisk- Return ProfileEquityDebt (Including Money Market Instruments*)
    Classic Opportunities FundAggressive75-100%0-25%
    Frontline Equity FundAggressive60-100%0-40%
    Balanced FundModerate30-60%40-70%
    Dynamic Floor Fund IICautious0-75%25-100%
    Bond FundConservative100%
    Floating Rate FundConservative
    Gilt FundConservative
    Money Market FundSecure0-75%100%
    Enjoy flexibility through convenient payment options
    This plan offers you the flexibility of a shorter premium payment term of 5 years for a policy term of 10 years and 10 years for policy terms 15 to 25 years. Further, you can pay your premiums annually and half-yearly as per your requirement.
    Avail the benefit of liquidity through Partial Withdrawals and policy loans
    To ensure that your long-term investments provide ample liquidity to take care of your emergency financial needs, this plan offers you the option of Partial Withdrawals and policy loans. You can avail of a loan up to 40% of the Fund Value to meet any contingency, provided premiums for two policy years have been paid in full. After completion of five policy years, you get additional liquidity through Partial Withdrawals

    contact for insurance:- sanjay tomer
                                           09466423767



    1 comment:

    1. Very good plan start by Kotak Life Insurance for child. Every parents love their children the most and they try their level best to give them all which they want. With Kotak Headstart Child assure plan parents can fulfill their child dreams because Your investments in the funds available under this plan will help you fulfill your child’s wishes.

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