BIMA NIWAS LIC POLICY

BIMA NIWAS LIC POLICY:-

Features of plan: 
Bima Nivesh 2005 is an investment plan with compound rate of guaranteed additions and loyalty additions. It is a single premium, investment plan for those who have no regular income but good periodical income.

Plan parameters
Age at entry: Min. 13 yrs. Completed Max 70 yrs.
Maturity age: Min. 75 yrs
Term: 5 & 10 yrs
Sum assured: Min 25,000 Max. No. Limit
S.A in multiples: 5,000
Mode of payment: Single premium
Policy loan: yes
Housing loan: yes
Assignment: yes
Surrender of policy: yes
Term ride: yes

Benefit

Survival benefit: the basic S.A along with compounded G.A will be payable. Note: loyalty addition, if any, will also be added to this benefit.
Death benefit: in case of the unfortunate death of the life assured during the term of the policy, S.A along with the accrued G.A will be payable.

Contact for insurance:-Sanjay Tomer
                                 09466423767

BIMA BACHAT LIC POLICY

BIMA BACHAT LIC POLICY:-

Features of plan: Bima bachat is a single premium money back plan where single premium paid under the policy shall be paid back to the policyholder along with loyalty additions, if any, on maturity. In addition, the survival benefit instalments are payable on survival of the policyholder till the specified durations.
 Plan parametersAge at entry: Min.15 yrs Completed Max 66 yrs
Maturity age: Max. 75 yrs (NBD)
Term: 9,12 or 15 yrs.
Sum assured: Min. 20,000 Max. No. Limit
S.A in multiples: 5,000
Mode of payment: Single premium
Policy loan: yes
Housing loan: yes
Assignment: yes
Surrender of policy: yes

Benefits Maturity benefit: single premium excluding extra premium with loyalty addition if any, shall be payable in case of life assured surviving to the end of the term.

Survival benefit: in case the life assured is surviving to the specified durations the following benefits shall be payable.

For policy term 9 years:15% of the sum assured at the end of each 3rd & 6th policy year. For policy term12 year: 15% of the sum assured at the end of each 3rd, 6th & 9th policy year.

For policy term 15 years: 15% of the sum assured at the end of each 3rd, 6th,9th & 12th policy year.

Death benefit: on death of the assured during the term of the policy an amount equal to the sum assured shall be payable.

Contact for insurance:-Sanjay Tomer
                                  09466423767

NEW BIMA GOLD LIC POLICY

NEW BIMA GOLD LIC POLICY:-
Features of plan It has been decided to introduce LIC,S new bima gold (plan no. 179) with effect from 4th September, 2006. it is a plan where premiums paid over the term of plan are paid back during the policy term in instalments at specified duration in case of survival of life assured and life insurance cover is a available not only during the term but also during the extended term of the plan.
This is a public policy.
Plan parameters Age at entry: Min. 14 yrs (comp) max. 57 yrs (NBD) for term 12 yrs max.51 yrs (NBD) for term 16 yrs. Max 45 yrs (NBD) for term 20 yrs
Age at expiry of
Extended term: max. 75 yrs. (NBD)
Sum assured: min. 50,000 max. no. limit
S.A in multiples: 5000
Term: 12, 16, 20 years.
Mode of payment: YLY/HLY/ QLY/ SSS/ MLY
Accident benefit: Re. 1 extra per
(Max. 50Lacs inclusive all plan)
Policy loan: yes
Housing loan: yes
Assignment: yes
Revival: yes
Surrender of policy: yes
Term rider: N.A.
CIR: N.A
Benefits:

Death benefit: during the policy term: payment of amount equal to sum assured under the basic plan on death of the life assured during the policy term

Survival benefit: in case the life assured is surviving to the end of the specified durations, the following benefit shall be payable:
For policy term 12 years: 15% of the sum assured under basic plan at the end of each 4th policy year.

For policy term 16 tears: 15% of the sum assured under basic plan at the end of each 4th, 8th 12th policy year.

Contact for insurance:- Sanjay Tomer
                                   09466423767