Kotak Headstart Child assure plan

Kotak Headstart Child assure plan:-

Feature:-

Create wealth for your child’s future financial needs.

Ensure financial security of your child through Triple Benefit

Invest in a wide range of funds

Key Features

Provide a Planned Corpus for Your Child

Your investments in the funds available with this plan will help you fulfill your child’s dreams. You will receive the Fund Value in Main Account plus Fund Value in Top Accounts (if any) when the policy matures.

Enhance Protection for Your Loved Ones1

On the unfortunate event of death of the Life Insured, the beneficiary will get Triple Benefit as mentioned below:

Basic Sum Assured paid immediately Premium Waiver – Future Premium payment obligation ceases and All future premiums will be added to the Fund Value Customize your fund portfolio to suit your risk profile Kotak Headstart Child Assure offers you the flexibility to choose from a wide array of funds that are diverse enough to suit your risk–return profile. You also have the option to switch from one fund to another for greater control over your investments. The funds offered in this plan are: Investment Options Risk- Return Profile Equity Debt (Including Money Market Instruments*) Classic Opportunities Fund Aggressive 75-100% 0-25% Frontline Equity Fund Aggressive 60-100% 0-40% Balanced Fund Moderate 30-60% 40-70% Dynamic Floor Fund II Cautious 0-75% 25-100% Bond Fund Conservative 100% Floating Rate Fund Conservative Gilt Fund Conservative Money Market Fund Secure 0-75% 100% Enjoy flexibility through convenient payment options This plan offers you the flexibility of a shorter premium payment term of 5 years for a policy term of 10 years and 10 years for policy terms 15 to 25 years. Further, you can pay your premiums annually and half-yearly as per your requirement. Avail the benefit of liquidity through Partial Withdrawals and policy loans To ensure that your long-term investments provide ample liquidity to take care of your emergency financial needs, this plan offers you the option of Partial Withdrawals and policy loans. You can avail of a loan up to 40% of the Fund Value to meet any contingency, provided premiums for two policy years have been paid in full. After completion of five policy years, you get additional liquidity through Partial Withdrawals contact for insurance:- sanjay tomer                                        09466423767

Kotak Child Advantage Plan

Kotak Child Advantage Plan:-

On maturity you would receive the higher of the basic sum assured or the Accumulation Account*.

The amount available in the Accumulation Account is invested in various financial instruments (as per IRDA regulations) which implies that your money works hard to earn more for your child.

The Automatic Cover Maintenance facility ensures the policy remains in force even if you miss premium payments. This facility is available after full premiums for the first three years are paid.

You can take a loan against this children's plan, after the policy has been in force for at least three years.

You have the option of paying premiums monthly, quarterly, half yearly or yearly.

Bonus

The premiums paid by you net of charges are credited in the Accumulation Account and invested as per IRDA norms. Being a participating plan, the returns as per declared (bonus) are credited to this account. Our team of prudent investment managers will ensure that your money continues to work hard and get you compounding bonuses, year after year.

Waiver of Premium

To ensure that the policy remains in force in case of any unforeseen event, two optional riders: Life Guardian Benefit (LGB – UIN No: 107C012V01) and Accidental Disability Guardian Benefit (ADGB – UIN No: 107C011V01) may be attached. The premiums for the policy will be waived in case of death of the proposer (premium payer) or in case of his permanent disability. Thus, attaching the riders gives you the added comfort that even if something were to happen to you, your child’s future is secured. Maturity Benefit The higher of the basic sum assured or the Accumulation Account will be paid on Maturity. Death of Parent (Premium Payer) In case the parent has opted for the Life Guardian Benefit (LGB), all future premiums on the policy would be waived and the policy will continue till maturity. On maturity, the beneficiary would be entitled the higher of the basic sum assured or the Accumulation Account. Death of Life Insured If the policy has been in force for five years or if the life insured was at least 18 years old, then according to this insurance plan, beneficiary will receive either the sum assured or Accumulation Account whichever is higher, as on the date of death. If the death occurs within five years from commencement of policy and if the insured was less than 18 years old, the death benefit would be either the total of all premiums paid (excluding rider premiums) so far or the surrender value at that time, whichever is higher.

Reliance Group Superannuation Plan

Reliance Group Superannuation Plan:-

FEATURE:-

In this policy, the investment risk in investment portfolio is borne by the policy holder

Ensure a truly comfortable retirement option for your entire corporate family.
As an employer you currently contribute 12% of each employee's salary into the Employees Provident Fund scheme. But is it sufficient to provide an adequate retirement income for your employees?
The answer to this question is unfortunately NO.
Why? There are two main reasons.
Firstly employees have the option to withdraw assets from the Provident Fund on a regular basis to meet ongoing lifestyle expenses. Most of your employees will reach retirement age with an inadequate balance to purchase an income stream to provide them a reasonable income on retirement.
The second reason is that employees are now retiring younger but are living longer. Therefore the capital they need to buy an income stream is much greater than ever before, and this increase in life expectancy will continue to grow making this gap even greater.

	Disclaimer
	For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale
	UIN for Reliance Group Superannuation Plan - 121L021V01 contact for insurance:- sanjay tomer                                        09466423767

Reliance Secure Child Plan

Reliance Secure Child Plan:-

FEATURE:-

UNDER THIS PLAN THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER.

• Do you see your child becoming a trailblazer?
• Will they create the ultimate symphony or give sports a new dimension?

Our children may just be the ones to end the arms race and wipe out poverty from the face of the Earth. But for them to be able to aim for the skies, YOU NEED TO ACT NOW!
Introducing Reliance Secure Child Plan - a unique life insurance cum savings plan. Start saving from now and secure the future of your child.

Key Features – Reliance Secure Child Plan:
	Insurance cover on the life of child
	Money at critical milestones in your child's career path - college education, higher education, marriage
	Your child is completely protected - we will continue to pay the premiums even if you are not alive
	Life time income to child in the event of disability
	Return Shield option to protect your investment returns
	Liquidity in the form of partial withdrawals
	Capital guarantee available on maturity and on death of the child under Regular Premium basic policy
	Option to package with Reliance Accidental Death and Total and Permanent Disablement Rider, Reliance Critical Conditions Rider and Reliance Term Life Insurance Benefit Rider.
	Loyalty addition of 1% of the premiums paid under basic plan and top ups

	Disclaimer
	For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale
	UIN for Reliance Term Life Insurance Benefit Rider: 121C009V01,Reliance Accidental Death & Total and Permanent Disablement Rider: 121C002V01,Reliance Critical Conditions Rider 121B003V01, Reliance Secure Child Plan: 121L026V01 contact for insurance:-sanjay tomer                                     09466423767

Reliance Child Plan

Reliance Child Plan:-

FEATURE:-

The Reliance Life Insurance group has brought the new Reliance Child Plan: Child Plan a brilliant future of children. Every parent wishes to give their kids the best in life. This plan sum promises the same. This plan helps to save methodically so that the child can get the financial security in the future. This plan gives the kids a wonderful and soft future.

The key features of Reliance Child Plan: Child Plan are as follows:

• During the term of policy this plan gives a risk protection for the insured person.
• At the end of the policy term the policy holder will get accumulated bonus.
• Under this policy every year 25% of the sum assured is payable as lump sum benefit during the last four anniversaries of the policy.
• Under the Reliance Child Plan: Child Plan all view premiums which are waived in the event of unfortunate loss of life of the policy holder.
• The fixed benefits are continuous with guarantee even after the loss of the life of the policy holder.
• The Reliance Child Plan: Child Plan gives more value for the money by the way of high sum assured rebate.
• Under this policy the customer can make a choice to add the Benefit of two Riders. The two riders are Critical Illness and Accidental Death Benefit and Total and Permanent Disablement Rider.

The policy continues to participate in profit even after the unfortunate death of the policy holder.

contact for insurance:- sanjay tomer

                                       09466423767

Max New York Life Shiksha Plus II

Max New York Life Shiksha Plus II:-

Feature:-

A few decades back, it was all about focusing on education and ensuring that the children get the best opportunities for their education. Now it goes beyond that. Its more about having a multi-faceted personality, being an all-rounder and excelling in various fields.

We understand this desire that every parent has for their child. Therefore, our child plan is designed specifically to ensure that your child not only gets the best of education but also can explore and develop his/her hidden talent.

Max New York Life Shiksha Plus II is a 360 degree child plan that provides for over all development of your child in all the circumstances.

 key benifit:-

• A 360 degree coverage to ensure a bright future for your child
• Guaranteed pay out of University Education Pool
• Dynamic Fund Allocation ensures life stage based allocation of funds
• Systematic Transfer Plan to protect from market volatilities and get the benefit of rupee cost averaging.
• Option to include Dread Disease Rider and Personal Accident Benefit Rider

contact for insurance:-sanjay tomer

                                     09466423767

Max New York Life College Plan

Max New York Life College Plan:-

Feature:-

College education is the most critical juncture of your child’s life; it’s the first time that your child moves out from the sheltered school life into the real world. It is most important that this college education experience is the very best for your child as it will be the defining phase that will shape their future.
Therefore it is essential that you start planning for your child’s professional education at the earliest, as the earlier you start, the better it will be towards meeting the needs of your child’s higher education. The best time to start planning is during the age group of 0-8 years as it gives you the maximum time period to be able to build a sizeable corpus till your child reaches college-going age i.e. 18 years.
So go ahead and find out more about Max New York Life College Plan.

key benifit:-

• Fund your child’s college education
  To help fund your child’s college education, there will be guaranteed payouts from age 18-age 21 of your child. A total of 120% of sum assured
• Protect your child’s college fund against any eventuality
  In Max New York Life College Plan, a Money Back Life Insurance Plan, the policy continuance is assured in case of Payor* meeting with death or Total and Permanent disability through the Payor rider. This guarantees your child’s college fund and helps protect it against all emergencies. *Payor means a person/ policyholder who has purchased a policy on the life of juvenile below the age of 18 years
• Save extra during your child’s schooling days to fund higher education
  The plan comes with a limited premium payment term up to child’s age 18, so you pay premiums only till he/she turns 18 and get guaranteed payouts for their college education from age 18-21.
• Boost your child’s college education fund through compounding effect of bonuses
  From the 2nd year of policy, your child’s college education fund will get a further boost with bonus amounts added each year into the policy corpus which in turn gets compounded every year.

contact for insurance:- sanjay tomer
                                      09466423767

Bajaj allianze Child Gain Plan

Bajaj allianze Child Gain Plan:-

Because your child has miles to go and you have promises to keep!"
Taking care of a child is perhaps the most important job a parent can have. It is but natural that you would like to give your child your best, and therefore, this is the time when careful financial planning can help you fulfill the aspirations that you have for your children. The Bajaj Allianz Child Gain Solutions help you to enjoy the joys of parenthood responsibly, with the reassurance of a secure future for your child.
Additional Benefits:

• Limited Premium Payment Term - Premiums are payable till your child attains age 18 years.
• Growth in Contributions by the way of compounded annual bonuses.
• Tax Benefits are available under Section 88 and Section 10 (10 D) of the Income Tax Act.
• Assuring Your Child's Future: We have built in some added benefits in all our plans to protect the interests of your child's future.
• Option to Purchase Further Insurance at Maturity - We offer the child an option to purchase a with profits endowment or an equivalent plan from Bajaj Allianz Life Insurance Company for twice the amount of face value of this policy.

   Contact for insurance:-Sanjay tomer

                                         09466423767

CHILD SECURE LIC PLAN

CHILD SECURE LIC PLAN:-

Secure Child

This plan provides regular income for child's education from 16 years of his age till 21 years and Higher lumpsum amount at age 22 to enable him to pursue post graduation studies abroad or start business. Waiver of Premums in case of death of the proposer (parent). Premium payable (from own fund) till 15 years of his age.

Contact for insurance:-Sanjay Tomer

                                  09466423767