JEEVAN KISHORE LIC POLICY

JEEVAN KISHORE LIC POLICY:-
   Feature:- 
This is a public policy.This lic policy is suitable for child age from 0 to 12 years.After 18 years the chilld will be the owner of this policy.No medical examination of the child if age less then 10 yrs. Else medical examination is necessary. Premium waiver benefit is available on payment of extra premium along with standard age proof and medical examination up up to 50 yrs of proposer's age.

This policy is issued with profit, but bonus for waiting period will vest immediately on the policy anniversary from which risk is covered or at the end of 5 years from commencement of the policy whichever is later, provided the policy is in force.

If children aged 5yrs. & above, not going to school, this plan is not allowed to them.

W. e. f. 23-03-2005 this plan is allowed with single premium mode also.

Plan parametersAge at entry: Min.0, Max. 12 yrs
Maturity age: Max. 45 yrs.
Sum Assured: Min.5000
Term: Min15yrs, Max. 35 yrs
Mode of payment: YLY/HLY/QLY/SP
Accident benefit: after 18 yrs. Age of child
(Max. 50lac inclusive Re.1 extra per
All plans)
Policy loan: N. A.
Housing loan: N. A.
Assignment: N. A,
Revival: yes
Surrender of policy: yes
Term rider: N.A.
CIR: N.A.

UNDERWRITING CONDITION
Form no.: 300/340
Age proof 0 - 4 yrs: standard
5 yrs. & above: school certificate
Female lives category: I/II
Non-medical (Gen): N. A.
Non-medical (Prof): N. A.
Non-medical (special): N. A.
Actual sum assured: Basic SA
Risk coverage: SA + Bonus
Dating back @ 8%: Allowed

If aged at entry is less then 10 yrs. Then Max. S.A. will be Rs.15 Lac

BENEFIT
Maturity benefit: on maturity the policy will get, the full S.A. + Accrued bonus + FAB, if any.

Death benefit: if death occurs after life risk has been commenced then the S.A.+ vested bonus + FAB, if any, will be payable on death. In case death occurs before commenced of risk, only deposited premiums will be given to the nominee.

Contact for insurance:- Sanjay Tomer
                                   09466423767
                                   09416956096

JEEVAN ANURAG LIC POLICY

JEEVAN ANURAG LIFE INSURANCE POLICY BY LIC
With profits plan(Table No. 168)

Feature of plan: Jeevan Anurag is a with profit plan specifically designed to take care of the educational needs of children. The plan can be taken by a parent on his or her own life benefits under the plan are payable at pre-specified duration irrespective on whether the life assured survives to the end of the policy tremor dies during the term of the policy. In addition, this plan also provides for an immediate payment of basic S.A amount on the life assured during the term of the policy. This plan is not allowed when occupation extra cFeature of plan: Jeevan Anurag is a with profit plan specifically designed to take care of the educational needs of children. The plan can be taken by a parent on his or her own life benefits under the plan are payable at pre-specified duration irrespective on whether the life assured survives to the end of the policy tremor dies during the term of the policy. In addition, this plan also provides for an immediate payment of basic S.A amount on the life assured during the term of the policy. This plan is not allowed when occupation extra chargeable and to pregnant ladies.

15 - days cooling-of period: if you are not satisfied with the "term and conditions of the policy you may return the policy to us within 15 days.

contact for insurance:- Sanjay Tomer

                                      09466423767

                                       09416956096

JEEVAN ANAND LIC POLICY

Lic Insurance Plans are Policies that talk to us individually and give us the most suitable options.

*  JEEVAN ANAND INSURANCE POLICY


Features of planJeevan Anand plan is the combination of whole life policy and endowment insurance policy the plan provides the per-decided S.A. and bonus at the end of the stipulated PPT, but the risk cover on the life continues till death. This policy is suitable for the people of all ages and social groups. The policyholder will be benefited by giving protection to their families from a financial setback that may occur owing to their demise

Premiums are usually payable for the selected term of years or until death if it occurs during the term period. Accident benefit is available during engaged in hazardous occupations attracting occupational extra.

Plan parameters
Age at entry: Min.18 yrs Max. 65 yrs.
PPT maturity age: Max. 75 yrs
Sum assured: Min. 1,00,000 Max. No. Limit
S.A. in multiples: 5000
Term: Min.5 yrs Max. 57 yrs
Mode of payment: YLY/HLY/QLY/SSS/MLY
Accident benefit: Incl. in. T.P.
Policy loan: yes
Housing loan: yes
Assignment: yes
Revival: yes
Surrender of policy: yes
Term rider: N.A.
CIR: yes

UNDERWRITING CNDITION
Form no: 300 (rev.)
Age proof: std/ NSAP- 1,2,3
Female lives category: I/II/III
Non-medical (Gen): Allowed
Non-medical (Prof): Allowed
Non-medical (special): Allowed
Actual sum assured: Basic SA
Risk coverage: SA+ Bonus
Dating back @ 8%: Allowed

BENEFITS
Maturity benefit: S.A. +Bonus + FAB, if any is at the end of the premium paying term (PPT)

Death benefit:
If death occurs during the premium paying term S.A. + Bonus +FAB, if any is payable and premium payment is ceased. An extra amount equal to the S.A. is payable if death occurs after the premium paying term. No bonus is paid on death after the premium paying term.

Accident benefit: The double accident benefit is available during the premium paying term and thereafter up to age 70. the premium for this has been built into the tabular premium rate.


Contact for insurance:- Sanjay Tomer
                                   09466423767
                                   09416956096